Welcome to the WORLD's first
people-powered portfolio where
investors work together to make
better investment decisions.

Join us

When investing, your capital is at risk.

Because none of us are as smart as all of us.

The Thesis Portfolio offers 0% fee access to a variety of investment themes that we believe demonstrate high potential for growth over the next 3 to 5 years.

0% Management Fees!

Users who make one price prediction per week on the Pynk App will have their fees reduced to 0% during that week on Placeholder on investments up to £20,000.

We can't say fairer than that.

Join us

Capital at risk.

Your funds are protected by the Financial Services Compensation Scheme up to £85,000.


Join our global movement.

''I benefit from other Crowd members' knowledge from all over the world, people that know more than me about investment opportunities''

James Dunford, Leeds

'' I am quite knowledgeable when it comes to investing, but I love Pynk as I don't have the time to do the necessary research myself''

Richard Csepregi,  Horsham

''It's a unique approach since I get to have a say - but at the same time I don't have to rely on myself to make the tough decisions.''

Tom Savage,  Crawley

Join us

Capital at risk.

Frequently Asked Questions

What countries can I invest from?

For investing purposes, the Thesis Portfolio is only open to UK residents with a UK bank account. We are working on solutions to bring this product to other countries around the world. The Thesis Portfolio can also be accessed by Active users who redeem their Wisdom Points to cash into the Thesis Portfolio. Learn more here

Active users are those who frequently make predictions and forecasts on Pynk's Beta App.

What's the minimum investment?

The minimum investment amount is £40 if depositing money from your bank account or £10 if redeeming cash from Wisdom Points.

What's the minimum age to invest?

You must be at least 18 years of age to use our products. For more information, please see our Terms and Conditions.

Are my investments locked in?

No, our investors are free to withdraw their monies at any point in time. Please bear in mind that investing is a long term proposition and the recommended holding period for our Thesis Portfolio is a minimum of five years. This recommendation aims to limit the effect of short-term market volatility on investors capital as well as allow the proposed investment theses to mature against their pre-determined objectives.

How secure is it?

We take security very seriously here at Placeholder. We do not directly hold your monies and instead use a third-party custodian, Wealth Kernel. Wealth Kernel holds your investments in a segregated account for added security and never lends your assets to third parties. Furthermore, your monies are protected by the Financial Services Compensation Scheme.

Can I invest with Placeholder?

Currently, the Thesis Portfolio is only open to UK bank account holders. We are actively working on solutions to make our portfolio available to other regions around the world.

Can I invest my pension with Placeholder?

Placeholder is bringing a Pension wrapper to the UK market towards the end of 2021. Please sign up and we will keep you informed of launch details.

Can I start an ISA with Placeholder?

Placeholder is bringing an ISA wrapper to the UK market towards the end of 2021. Please sign up and we will keep you informed of launch details.

What will the fees be if I invest more than the £20,000 limit whilst making one price prediction per week?

In this instance, 0% fees will still apply on your initial £20,000, while anything above it will be charged based on our standard fee. For example, if you invest £21,000 and predict weekly over the course of a year, no fee will apply to the first £20,000. Meanwhile, the £1,000 in excess of £20,000 will be charged at an annualised rate of 1.44%, resulting in a fee of £14.40 for the year. Click here to learn more.

Placeholder is the trademark of Pynk One Ltd. Pynk One Ltd (FCA reference no. 942958) is an appointed representative of WealthKernel Limited (FCA reg no. 723719), which is authorised and regulated by the Financial Conduct Authority.

Investing involves risk to your capital. Past performance is not an indication of future results; the value of your investments can go down as well as up, and you may get back less than you originally invested. The information contained herein does not constitute investment advice or investment research and should not be relied upon to make any investment decisions. References to specific assets or securities are included for illustrative purposes and should not be understood as an endorsement or a recommendation to engage in investment activities. Please invest aware.

Warning - Unregulated to Regulated

You are passing from the Pynk to the Placeholder area of this site.

Pynk is a brand name of Crowdsense Ltd. Crowdsense Ltd is not authorised and its activities are not regulated by the FCA. As such any activity you undertake with Crowdsense will not be protected under any investor compensation scheme e.g. the FSCS.

Placeholder is a trading name of Pynk One Ltd (FRN 12940786). Pynk One Ltd is an Appointed Representative of Wealthkernel Ltd (FRN 723719) who are authorised and regulated by the Financial Services Authority. As such your deposits and investments may be protected by an investor compensation scheme i.e the FSCS if Pynk One Ltd is unable to meet its obligations.